UNDERSTANDING THE COMMERCIAL VEHICLE LICENSING REQUIREMENTS | Vehicles that are driven for commercial purposes are subject to different regulations than those driven for personal use. Commercial vehicles are classified based on their gross vehicle weight rating (GVWR), which is a system designed ...

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Cargo trucks move billions of dollars of freight all across the United States each year, with each individual truck typically carrying tens to hundreds of thousands of dollars in goods. This makes cargo trucks perfect targets for thieves looking to make some quick money. The most targeted goods a...

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Trucking is one of the most popular ways to move cargo from point A to point B, whether it’s only a few miles, or across many states. Cargo trucks can carry a wide variety of items, including food, household goods, mail, animals, building materials and more. Sometimes cargo fits perfectly inside ...

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Mental health problems are a common and very serious issue in the transportation industry, yet they are also not often openly talked about. According to an industry survey done in 2017, 918 out 4,000 truck drivers admitted to having experienced mental health problems. That translates to approxima...

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Transportation companies have their hands full with industry-related challenges. Low driver retention, increasingly strict regulations, rising fuel costs and deteriorating infrastructure are some of the most talked about issues that those in the trucking industry are fighting to improve. However,...

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The motor truck cargo insurance marketplace includes a variety of different coverage types that meet the unique needs of truck drivers and transportation companies. Debris removal coverage is one of those lesser thought about coverage types, and it’s important for agents to familiarize themselves...

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Earned freight is the money paid for carriage of goods by a transportation company, by land, sea or air. When a truck driver departs with a trailer full of cargo, their client or clients expect that the items being transported will arrive to their destination in the same condition they were in be...

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When a truck is hauling cargo, before it hits the road that cargo is typically secured to prevent it from becoming loose during the trip or falling off of the truck completely. However, certain types of cargo can be more difficult to secure than others, mistakes can happen, safeguards can fail an...

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Small business owners have a lot on their plates, and navigating the many coverage options for business insurance can sometimes take a backseat to everything else. However, along with running a business comes with a myriad of risks, and it should be a priority for business owners to mitigate thos...

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Insurance Services

  • Small Business (BOP)

    Small to medium size businesses make up the fabric of communities across the country. To cater to this segment, MGA and wholesaler American Team Managers Insurance Services (ATM), established a Small Business division known for our deep expertise and second-to-none performance in getting the products our agency partners need. We represent several of the largest and most trusted, top-tier “A” rated carriers in the insurance industry, and can offer our agents competitive pricing on the best coverages available.
  • Homeowners Insurance

    About 85% of the high-value homeowners market is controlled by direct writers while at the same time it’s estimated that 40% of high-value homes are under-insured. Often homeowners have enough insurance to cover their mortgage or sale price but not enough to rebuild should there be a total loss. With the right partner, agents and brokers can cut into this lucrative market and provide the insurance protection and expertise high value homeowners require to be properly insured.That partner is California-based American Team Managers (ATM), an independently owned insurance wholesaler and managing general agent. We have the market expertise, carrier relationships, responsive turnaround, and customized insurance products and risk management services for high-value homes. We write everything from luxury homes to secondary or seasonal homes and high-end condos.
  • Workers Compensation

    Southern California-based American Team Managers (ATM), an independently owned insurance wholesaler and managing general agent, provides small and mid-sized employers with Workers’ Compensation solutions. We represent several top carriers with the broadest class appetite and most competitive rates available. We are also proud to provide our agency partners with commissions that are among the highest in the industry.
  • Professional Liability

    Independently owned insurance wholesaler and managing general agent, American Team Managers (ATM), offers Insurance Agents Errors & Omission coverage to protect you and your agency against a loss in the event of an error or omission you or your staff make (or are accused of making). These types of errors can include something as simple as lacking a required document, such as a waiver of coverage, or miscommunication between you and a client that results in allegations of insurance gaps or lack of coverage. In many instances, these issues come down to a he-said, she-said scenario, which is why E&O insurance is so necessary in protecting an agency’s assets and required by carriers, MGAs, wholesalers and program administrators as part of doing business.
  • Contractor Insurance

    American Team Managers (ATM), an independently owned insurance wholesaler and managing general agent based in Southern California, can help you write the perfect policy for your contractor clients – from GCs to roofers, concrete workers, electricians and many others.
  • Serving the Insurance Needs of California Bar Owners

    MGA American Team Managers Insurance Services (ATM) offers an exclusive Lloyd’s Bar and Tavern program available only in California. This program is for appointed “super brokers” specializing in the sports bar, bar and tavern segment. ATM understands how challenging this segment can be but with the right underwriting approach and agency partners experienced in covering these risks, we offer a program that enables you to expand your footprint across the Golden State.


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American Team Managers

GMB Profile-American Team Managers
Specializing in customized insurance solutions for businesses and individuals alike, American Team Managers Insurance Services (ATM) has built our reputation on best-in-class service and competitive pricing. As one of the leading insurance wholesalers and managing general insurance agencies (MGA) in the country, our firm is dedicated to the success of independent insurance agents. By developing trusted  relationships with agents and by leveraging innovative technologies to facilitate the insurance process, we have helped thousands of clients with the tailored insurance products they need to succeed. 

Insurance Solutions by American Team Managers

As a commercial insurance wholesaler, American Team Managers has focused on providing business owners with solutions that protect financial assets and mitigate business risks. We are known for our
experience and knowledge of insurance products for the trucking industry. From cargo haulers to short haul service companies, interstate transport operations, and independent truckers, we believe that transportation firms deserve the very best in insurance products and service. 

We are not only a trucking and transport insurance specialist. ATM provides a wide range of highly-tailored insurance products for commercial interests and homeowners. Our products include: 

 Auto Liability Insurance
 Cargo Insurance
 Physical Damage Insurance
 Small Business Owners Policies (BOP)
 Workers’ Compensation Insurance
 Contractors Insurance
 Professional Liability Insurance
 Cyber Liability Insurance

ATM is proud to offer insurance coverage through admitted and non-admitted A+ rated insurance carriers. We also provide a range of exclusive insurance programs with “A” rated carriers, including specialized insurance solutions for the bar and tavern industry, cyber liability, and errors & omissions (E&O) programs. 

Our History and Mission 

American Team Managers Insurance Services was founded in 1998 in Anaheim, California. Our founder, Chris C. Michaels to address a market need for comprehensive insurance products in the trucking industry, we have grown to provide insurance solutions for a wide range of business operations. From our Southern California headquarters, ATM serves as an insurance wholesaler and MGA for independent agents throughout the United States. We work with over 5000 independent insurance agents. 

Our mission is to provide exacting insurance solutions by developing long-term business relationships, both with insurance carriers and our many Independent agency partners. Our diverse range of insurance products and our responsive client service has helped us become one of the leading MGAs in the country. We also have the expertise and market access to develop new insurance programs with agents for specific industry and market niches. 

Our Unique Approach to Underwriting and Client Care

ATM has developed innovative technologies to help facilitate the quoting-submission-underwriting
process for our many agency clients. We believe in responsive customer service, delivering fast turnaround times on quotes without access fees or volume commitments. 

To leverage technology, we have implemented our Online Rapid Raters™ tool for selected programs. This powerful tool is ideal for rush accounts and for quotes over the phone. Get an indication in minutes without contacting an underwriter. We also provide convenient online applications for select programs, helping to streamline submissions and allowing agents to track applications through the binding process. 

Every one of our services is backed by our commitment to outstanding client care. To enhance our many services, we provide co-branded marketing materials as well as online training programs. Finally, our commission structure is one of the most competitive in the insurance industry, helping to drive success for independent agencies and carriers alike. 

To learn more about our tailored insurance products, services, and claims support, call American Team Managers today at (877) 671-7503.

Contact Us


Call now
  • (877) 671-7503
  • (800) 888-9891


Get directions
1030 North Armando Street
Anaheim, CA 92806
United States

Business Hours

Mon:8:00 AM – 5:00 PM
Tue:8:00 AM – 5:00 PM
Wed:8:00 AM – 5:00 PM
Thu:8:00 AM – 5:00 PM
Fri:8:00 AM – 5:00 PM
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