American Team Managers Insurance Services

3 Key Insurance Coverages for Home Builders | For homebuilders, the housing sector, while still lagging behind in numbers since before the housing crisis in the previous decade, is set up for major growth in the 2020s. In fact, new housing has become such a growing need that states around the cou...

What Happens if a General Contractor Goes Without Insurance? | Liability insurance is made for any type of industry, helping to protect those involved when it comes to being sued. In the contracting world, having general contractors insurance can protect a contractor and their subcontractors from...

Benefits of Fidelity Bonds for Condo Associations | Members of a condo association board may work together and even become close friends, but there is always room for controversy and complaints amongst members. Even with camaraderie and friendliness, fidelity bond or condo association fidelity in...

For Restaurants New in Business, What Are the Most Common Causes of Failure? | The idea of owning a restaurant is an exciting thing to think about, especially if you’ve been dreaming up the idea for a long time. From the kind of cuisine you want to serve to the ambiance you want to set, there are...

Workplace Safety Concerns for Artisan Contractors | Artisan contractor is the term that is used to describe specialty contractors that are trained specifically for one vocation. This term is usually used when referring to trade contractors such as electricians, carpenters, plumbers, painters, dry...

The Insurance Needs of Condo Associations | Condominium complexes usually have their own sets of rules, and often their own associations for owners. According to the Community Associations Institute, approximately 69 million Americans live in some type of community association; including condo as...

What is Earned Freight Coverage? | Earned freight is the money paid for carriage of goods by a transportation company, by land, sea or air. When a truck driver departs with a trailer full of cargo, their client or clients expect that the items being transported will arrive to their destination in...

UNDERSTANDING THE COMMERCIAL VEHICLE LICENSING REQUIREMENTS | Vehicles that are driven for commercial purposes are subject to different regulations than those driven for personal use. Commercial vehicles are classified based on their gross vehicle weight rating (GVWR), which is a system designed ...

Cargo trucks move billions of dollars of freight all across the United States each year, with each individual truck typically carrying tens to hundreds of thousands of dollars in goods. This makes cargo trucks perfect targets for thieves looking to make some quick money. The most targeted goods a...